Privacy Policy
At The Capital Chief, Ltd. ("we", "us", or "our"), we are committed to protecting the privacy and confidentiality of our clients and website visitors. This Privacy Policy outlines how we collect, use, disclose, and protect personal information in accordance with applicable laws and regulations.
Collection of Personal Information
We may collect personal information from you when you visit our website, interact with our services, or communicate with us. The types of personal information we may collect include:
Contact Information: Full name, email address, phone number, and mailing address.
Financial Information: Information related to loan applications, financial transactions, and credit history.
Property Information: Information about the properties you are interested in or own.
Other Information: Any additional information you provide voluntarily.
Use of Personal Information
We use the personal information we collect for the following purposes:
Providing Services: To facilitate and process loan applications, evaluate eligibility, and provide lending and brokering services.
Communication: To communicate with you regarding your loan applications, provide updates, and respond to inquiries.
Improving Services: To enhance our services, customize user experiences, and analyze trends and preferences.
Marketing: With your consent, we may send promotional materials, offers, and updates about our services and industry news.
Legal Compliance: To comply with legal obligations, enforce our rights, and protect against fraudulent activities.
Disclosure of Personal Information
We may disclose your personal information in the following circumstances:
Service Providers: We may share your information with third-party service providers who assist us in delivering our services, such as credit agencies, appraisers, and title companies.
Legal Requirements: We may disclose information if required by law, court order, or government regulations.
Consent: We will not sell or disclose your personal information to third parties for marketing purposes without your explicit consent.
Data Security
We take reasonable steps to protect your personal information from unauthorized access, use, or disclosure. We employ physical, technical, and administrative safeguards to ensure the security and integrity of the data we collect.
Your Rights
You have the right to access, correct, update, or delete your personal information held by us. If you wish to exercise any of these rights or have any inquiries or concerns about your personal information, please contact us using the information provided below.
Changes to the Privacy Policy
We reserve the right to modify or update this Privacy Policy at any time. Any changes made will be effective immediately upon posting the revised policy on our website.
Contact Us
If you have any questions, comments, or concerns about our Privacy Policy or the handling of your personal information, please contact us at:
The Capital Chief, Ltd.
Email: [email protected]
Phone: 800.915.8656
Address: 100 Tara Blvd, Loganville GA 30052
By using our services or providing personal information to us, you signify your consent to the terms of this Privacy Policy.
Frequently Asked Questions
Answers To Commonly Asked Questions
Is Credit The Deciding Factor In The Decision?
No. Our loans are asset-based. We base our loans on the value of the asset, not on your credit score, income, or the size of your debts. However, a high credit score can potentially get you our better rates.
Will You Lend For Both The Purchase And The Repairs?
Yes, for the right deals. If the numbers work and we think the deal will be profitable, we will loan on the After Repair Value (ARV). We recommend you have solid experience doing or managing such repair work. You will need to supply licensed contractor bids as well as meet certain other requirements. Bring us the deal and let’s discuss it.
Why Won’t You Lend On Owner-Occupied Properties?
Legal and regulatory reasons. Our current business model is to provide bridge loans to real estate investors for terms ranging from three to 24 months. As a result, it is not cost-effective for us to implement the complex and restrictive processes and rules required by regulatory agencies to do business with owner-occupants.
What Are Your Rates And Loan Origination Fees?
Our loans are asset-based and our decisions are logic-based. That means we base our decisions about funding and rates on the perceived risk associated with the property. If you have a property under contract, submit it. Our rates are competitive in the private money market but we save our best rates for our best clients. Get started today to become one of those repeat, best clients! Get a property under contract and submit it!
How Long Does It Take To Close A Transaction From Start To Finish?
Upon receipt of all necessary documentation, typically within three to four weeks, we aim to complete the process within three to four days. However, the timeline hinges on the promptness and completeness of document submission by you, the investor and your team.
What do I need for the best experience?
For the best experience, you first should have a good deal under contract, after that, ALL the necessary documents needed for the loan package should be organized and submitted within 2 days.
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