The Capital Chief, Ltd.

Certified Private Money Broker

P: 1-800-915-8656

Your #1 Source For

Private Money Loans

Residential - Fix & Flips - Rentals - Multifamily - Commercial

How We Help You!

At The Capital Chief, Ltd., we specialize in providing swift and reliable financing solutions for your real estate investment ventures. Partnering with top private money lenders who have facilitated over $7 billion in real estate loans, we ensure access to the best rates for your investment needs. Unlike traditional banks, our asset-based lending approach prioritizes deal potential over credit scores, making funding accessible even with less-than-perfect credit. Whether it's a single-family home or a large commercial property, we're committed to being your advocate throughout the funding process. Take the first step towards your real estate success by filling out our simple application above, and let us help you grow your empire!

Discover the benefits of hard money lending with us. By leveraging other people's money (OPM), you can keep your own funds liquid and capitalize on more deals, more often. With quick processing times, collateral-focused evaluations, and flexible loan structures, hard money lending offers a fast, creative, and accessible financing solution for promising investment opportunities that traditional banks may overlook. Let us empower your real estate endeavors with the flexibility and speed of hard money lending.


Receive a Proof of Funds Letter

Proof of Funds Letters (POF) are frequently required by real estate agents to prove you have the funds to close on a potential investment.

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Collateral DNA Report

This is a full property valuation report withOUT the cost of an appraisal. Possibly the closest you'll get to a true appraisal for only $25.

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8 Surefire Ways To Dramatically Increase Your Chances Of Getting Approved!

These Are Insider Secret's.

Do this and the Lender's will Love you!

The Mindset of Successful Investors

Successful Investors understand that if they leverage their own cash reserves, they simply tie up their own money for 6-12 months. By leveraging OPM, they keep their own money liquid, which means they can do more deals, more often!

  • 1. It’s Fast: Flipping homes is a time-sensitive business. Depending on how fast you submit the loan package items, you can have your loan in several days to several weeks. It can take one to three months to secure a loan with traditional financing.

  • 2. It Looks at Collateral, Not You: Hard money lenders are not interested in credit score. They are interested in how much value they see in the property since the property is the asset that is backing the loan.

  • 3. It’s Everywhere: Hard money lenders are often people who have funds parked in lower-yielding financial vehicles like CDs, stocks, or IRAs and are looking for newer ways to maximize their funds in higher yielding conduits, like lending on real estate.

  • 4. It’s Creative: With hard money, you can get funding on great deals that banks would normally shun. Promising investment properties that needs repairs, make them unsuitable for most banks, but perfect for most hard money lenders.

  • 5. It’s Flexible: Hard money lenders don’t have the same strictly-enforced guidelines to follow for their loan applications, so they are more willing to help creatively structure loans that work for the project.

Why Choose The Capital Chief for Hard Money Loans?

We swiftly assess your deal to ensure it aligns with our criteria and set you on the path to success. We prioritize your deal's viability, safeguarding your house flipping ventures. With our comprehensive Private Hard Money platform, we guide you from application to closing, eliminating the hassle of seeking funds or handling paperwork. Whether you require fix and flip loans, rehab ARV loans, or cash-out refinancing, The Capital Chief is your solution for real estate funding. Let's make your real estate dreams a reality!

What is private money lending?

When it comes to investing in real estate or launching a business, sometimes traditional bank loans aren't the best fit. That's where private money lending swoops in to fill the gap, offering a more personalized and flexible financing option. Through this blog post, I'll take you through the ins and outs of private money lending, share some personal anecdotes, and hopefully leave you with a better understanding of how it could work for you.


Glen Rich

"My experience has been Great. I can apply for more loans and refer them to the people I know. We were really pleased with the results, especially because the process was fast."

George Medina

"My experience has been Great. I can apply for more loans and refer them to the people I know. We were really pleased with the results, especially because the process was fast."

Ruby Wright

"Absolutely fantastic! I have never worked with this type of lender before, however, they have made a believer out of me. I had waited almost 120 days for a conventional loan, and this occurred in exactly the amount of time quoted!"

Frequently Asked Questions

Answers To Commonly Asked Questions

Is Credit The Deciding Factor In The Decision?

No. Our loans are asset-based. We base our loans on the value of the asset, not on your credit score, income, or the size of your debts. However, a high credit score can potentially get you our better rates.

Will You Lend For Both The Purchase And The Repairs?

Yes, for the right deals. If the numbers work and we think the deal will be profitable, we will loan on the After Repair Value (ARV). We recommend you have solid experience doing or managing such repair work. You will need to supply licensed contractor bids as well as meet certain other requirements. Bring us the deal and let’s discuss it.

Why Won’t You Lend On Owner-Occupied Properties?

Legal and regulatory reasons. Our current business model is to provide bridge loans to real estate investors for terms ranging from three to 24 months. As a result, it is not cost-effective for us to implement the complex and restrictive processes and rules required by regulatory agencies to do business with owner-occupants.

What Are Your Rates And Loan Origination Fees?

Our loans are asset-based and our decisions are logic-based. That means we base our decisions about funding and rates on the perceived risk associated with the property. If you have a property under contract, submit it. Our rates are competitive in the private money market but we save our best rates for our best clients. Get started today to become one of those repeat, best clients! Get a property under contract and submit it!

How Long Does It Take To Close A Transaction From Start To Finish?

Upon receipt of all necessary documentation, typically within three to four weeks, we aim to complete the process within three to four days. However, the timeline hinges on the promptness and completeness of document submission by you, the investor and your team.

What do I need for the best experience?

For the best experience, you first should have a good deal under contract, after that, ALL the necessary documents needed for the loan package should be organized and submitted within 2 days.

© 2024 The Capital Chief, Ltd.

Contact Us


100 Tara Blvd, Loganville Georgia 30052